Privacy Policy

When you submit an enquiry or application on this website, we collect the following information:

•Personal details: Name, mobile number, email address, and city of residence.

•Financial intent: Type of loan or service required, approximate loan amount, and employment type.

•Usage data: Pages visited, time on site, browser type, and IP address (collected automatically via analytics).

•Communication records: Messages sent via WhatsApp, email, or call to our team.

We do not collect your Aadhaar, PAN, bank account details, or any other sensitive financial document through this website. Such documents are collected only when a formal loan application process begins, directly via secure channels.

We use the information you provide solely to:

•Contact you** to understand your loan or financial service requirement.:

•Match you** to the right lender or government scheme based on your profile.:

•Process your application** with the lender(s) you choose to proceed with.:

•Send you updates** about your application status or relevant financial schemes (with your consent).:

•Improve our service** by understanding how visitors use the website (aggregated, anonymised analytics only).:

We do not use your personal information for unsolicited marketing, cold sales, or any purpose unrelated to the service you enquired about.

We share your information only in the following circumstances:

•With lenders or NBFCs** of your choice, after you explicitly consent to proceed with a specific lender for a loan application.:

•With government agencies** when applying for schemes like MUDRA, PMEGP, or CGTMSE, only as required for the application process.:

•With our technology vendors** (hosting, analytics, CRM), under strict data processing agreements, who do not use your data for any other purpose.:

We do not sell, rent, or trade your personal information with any third party for their marketing or commercial purposes. We do not share your data with brokers, data aggregators, or spam networks.

Our website uses the following:

•Essential cookies: Required for basic website functionality. You cannot opt out of these without disrupting site use.

•Analytics cookies: We use privacy-respecting analytics (such as Google Analytics with IP anonymisation) to understand aggregate traffic and improve the site. This data is not used to identify individuals.

•No advertising cookies: We do not run retargeting ads or use advertising tracking pixels on this site.

You can manage cookie preferences through your browser settings. Blocking analytics cookies does not affect your ability to use the site.

We retain your enquiry data for a maximum of 3 years from the date of last interaction, or as required by applicable regulations (such as RBI or SEBI record-keeping requirements for financial intermediaries).

You have the right to:

•Access** the personal data we hold about you.:

•Correct** inaccurate information.:

•Request deletion** of your data, subject to any legal retention obligations.:

•Withdraw consent** for communications at any time.:

To exercise any of these rights, email us at hello@gujjustartupwala.com or call +91 99980 25438. We will respond within 7 working days.

We take reasonable and industry-standard steps to protect your information:

•All form submissions are transmitted over HTTPS (SSL/TLS encrypted connections).

•Access to customer data is restricted to team members who need it to serve your enquiry.

•We do not store payment card details or bank account credentials.

•Our systems are reviewed periodically for vulnerabilities.

While we take every reasonable precaution, no system is 100% secure. We encourage you to use strong passwords and report any suspicious activity to us immediately.