Sarkar no saath,aapno vikas. 4 flagship schemes.
MUDRA, PMEGP, CGTMSE, and MSME credit — four flagship Government schemes for new and growing businesses. We assess eligibility, file applications, and follow up till sanction.
One team, four government schemes.
MUDRA Loan
Pradhan Mantri MUDRA Yojana, micro-loans up to ₹10 Lakh under Shishu, Kishor, Tarun categories. For micro-enterprises.
PMEGP
Prime Minister's Employment Generation Programme — up to ₹50 L manufacturing, ₹20 L service, with 15–35% capital subsidy.
CGTMSE
Credit Guarantee Trust scheme for MSEs — get up to ₹2 Cr collateral-free, with government guarantee covering 75–85% of the loan.
MSME Credit
Standard MSME term loans and working capital, with priority sector benefits, lower rates, and faster approvals.
Stand-Up India
₹10 L – ₹1 Cr for SC/ST and women entrepreneurs setting up greenfield enterprises in manufacturing, services, or trading.
PMFME
PM Formalization of Micro Food Enterprises — 35% capital subsidy up to ₹10 L for food processing units.
Which scheme is right for you?
MUDRA
Any micro/small business — manufacturing, services, trading, agri-allied. Indian citizen, 18+. No collateral, no minimum CIBIL.
PMEGP
Age 18+, 8th pass (for ₹10 L+ manufacturing), new project (not expansion), capital subsidy of 15–35% based on category & location.
CGTMSE
MSE registered under Udyam, viable project, owner CIBIL 650+. Loan up to ₹2 Cr without collateral, govt guarantees 75–85%.
MSME Credit
Any Udyam-registered MSME, 2+ years vintage, GST + ITR filed, CIBIL 700+ recommended.
What you'll need
- Udyam / MSME Registration
- PAN + Aadhaar of promoters
- Business proof + address
- Project report / DPR
- Bank statements (6–12 months)
- Category certificate (if applicable)
Eligibility check to sanction.
Scheme Match
We assess your business profile and identify the right scheme(s).
Application Filed
Documents prepared, project report drafted, application submitted to nodal bank.
Verification
Bank verifies business, sometimes a govt nodal agency visit, then forwards for sanction.
Sanction & Disbursal
Sanction letter issued, subsidy applied (where applicable), funds disbursed.
FAQs
Govt scheme dukhad lagi? Let us handle it.
Free 10-minute scheme-fit analysis. We tell you exactly which scheme to apply for, expected amount, and timeline.