Ghar sapanu, aapdo saath.Hidden bank rates, finally yours.
Home loans, Loan Against Property (LAP), construction loans, and balance transfers — at the rates banks usually keep hidden. New purchase, resale, or rebuild.
Four products under one roof.
Home Purchase Loan
New flats, resale homes, builder properties, plot + construction — financed with up to 90% LTV.
Loan Against Property
Unlock the value of your residential or commercial property for any purpose — business, education, marriage.
Construction Loan
Building your own home? Get tranche-wise disbursal aligned with construction milestones.
Balance Transfer + Top-Up
Move your existing home loan to a better lender, save on EMI, and unlock a top-up loan in the same go.
Commercial Property
Shops, offices, warehouses, godowns — purchase or LAP finance for commercial real estate.
NRI Home Loans
NRIs investing in Gujarat? We handle NRE/NRO documentation, FEMA compliance, and remote signing.
Are you eligible?
Age 23 – 65
Indian resident or NRI, salaried or self-employed. Tenure ends by retirement age + 5 years.
Min Income ₹35,000/mo
Stable monthly net income of ₹35,000 or more. Joint applicants can combine incomes.
CIBIL 725+
Best rates need CIBIL of 725 or higher. Below that we have options, with marginally higher rates.
Property Approved
Property must have clear title, approved layout, and required approvals (RERA, BU, etc.) for the bank.
What you'll need
- Aadhaar + PAN of all applicants
- Last 3 months salary slips / 2 yrs ITR
- Last 6 months bank statement
- Property documents (title, NOC, plan)
- Builder NOC / sale deed
- Address proof + photos
Sanction to keys, smooth.
Application
Pick property, share docs, we shortlist 2–3 best lenders.
Pre-Approval
Lender does credit & income verification, issues sanction letter.
Property & Legal
Property valuation, legal check, technical inspection.
Disbursal
Loan agreement signed, disbursal to builder/seller, you get the keys.
FAQs
Ready to own your home? Get the best rate today.
Free comparison across 25+ home loan lenders. Lock in the rate, tenure, and structure that works for your family.